What to do with extra time and money

If you've managed to go 1099, congratulations! You're probably making more money and/or have more free time.

Here's what I'd do with those assets:

  • If you don't have it, build a year of emergency fund savings and then invest more
  • Take either Friday off or regular half days during the week. This is particularly nice for running errands without crowds.
  • Hang out with the wife and kids
  • Level up on the vacations (add more convenience, luxury, etc.)
  • Work on a side project/hobby
  • Work on a side business project that has more scaling potential than hourly billing
  • Read more
  • Take naps
  • Take an unplanned nap while reading
  • Meet up with your underemployed friends for early happy hours or coffee
  • Take long walks
  • Get in good shape

Once you get a little extra wiggle room in your life by going 1099, find ways to take advantage of it.

Want the full playbook? Check out Going 1099.